Lori Vernon Gagetta's Blog

Posted on 05/25/2020
512 Meadowood Lane, St. Helena, CA 94574 is now new to the market!
Overlooking prestigious Meadowood Lane with intimate layered views of the valley floor and western hills, 512 Meadowood embodies the very essence of Wine Country Living. The private lane provides a layer of security as you wind through the mature trees and native rock walls to the beautifully landscaped 3.97+/- acre setting. The cellar, originally built for wine storage with street level access, provides a fortified stone base for the 8,054 +/- sq ft rustic yet elegantly designed home with board and batten exterior, standing seam metal roof, 7 bay garage and expansive ipe decks with custom, retractable steel doors allowing for seamless...
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Posted on 05/24/2020
What to Do When Submitting an Offer
Photo by RawPixel via Pixabay You and your agent invested hours, days, weeks and even months searching for the right house. Time spent visiting open houses. But now all your efforts pay off. You’ve found the one. It’s the right size, the right neighborhood and within the budget parameters. This is the home of your dreams. It’s time...
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Posted on 05/22/2020
Another Property Sold - 410 Stonecrest Drive, Napa, CA 94558
Sunset View Estate - Panoramic Views - Privacy, peace and tranquility is what you'll experience the moment you step onto this one of a kind private estate property, located on Napa's most sought after and historic locations - Stonecrest Drive. Panoramic views as far as the eye can see, with breathtaking sunsets. Natural light floods the home by way of large French windows & skylights. Neutral decor speaks to the calm, timeless nature of this iconic home w/coffered ceilings, built-in period shelving & wainscoting. 2 master suites, den/library, sunroom, ~300 sf office, + detached artist studio. City water/sewer** (ask about) Multiple...
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Posted on 05/17/2020
Reverse Mortgages - Do I Need One?
Photo by 3D Animation Production Company via PixabayIf you’re retired, own your own home and have trouble making ends meet, a reverse mortgage may seem like the answer to prayers. You get to stay in your house and you’ll have some extra cash to see you through. Before you run to the nearest lender, however, consider the downside...
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Posted on 05/10/2020
Is Commuting Worth Owning a Home?
Photo by Monkey Business Images via Shutterstock Homeownership is a marvelous thing. Many folks go to extraordinary lengths to make it happen for their household. One thing that makes ownership difficult is affordability in the same locale as your employment. When that's the case, many potential buyers begin searching outside their comfortable commuting radius to find an affordable...
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Posted on 05/03/2020
Design Trends for DIYers: Wallpaper Is Back and It's Brighter and Bolder Than Ever
Photo by Trudi Finniss via Pixabay Wallpaper is making its comeback in 2020, much to the delight of today's edgiest designers. Fitting wallpaper, with its vintage appeal and old-time reputation, into modern spaces presents a unique challenge. But then again, today's wallpapers bear little resemblance to the paper our parents used in the '60s. Deceptively easy to apply,...
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Posted on 04/26/2020
How Conforming Loan Limit Increase Affects the Jumbo Market
Image by Arek Socha from Pixabay If you bought a house that was over $484,350 prior to 2020, you had to get a jumbo loan, which is a non-conforming loan. The Federal Housing Finance Agency (FHFA) increased the limit on conforming loans to $510,400 in most areas. The FHFA also increased the loan limit to $765,600 in some...
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Posted on 04/19/2020
Should Buying a California Luxury House Be a Top Priority?
Buying a luxury home in San Francisco, Malibu or any other California city or town delivers a number of benefits. In fact, there are many reasons why buying a Golden State luxury house should be a top priority, and these include: 1. You can enjoy convenient access to all that California has to offer. There is no shortage of...
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Posted on 04/12/2020
Probate and Real Estate Titles
Image by Gerd Altmann from Pixabay Sometimes a couple buys a house together but does not marry. Lawyers and closing agents often title the property as tenants in common. This causes major problems if one partner passes and the other expects the property to transfer solely to them. When a property is titled as tenants in common, the...
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Posted on 04/05/2020
How to Help Prevent Water Damage
Photo by Steve Buissinne via Pixabay Some leaks are obvious -- coming home to a soggy rug or soaked floor is a pretty good indicator that you have some plumbing trouble -- but others are more discreet and can lead to a costly water bill and home damage if you don't catch them. Mold and mildew can develop...
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Posted on 04/02/2020
Another Property Sold - 1137 Castle Oaks Drive, Napa, CA 94558
Call Silverado Home! Whether you're looking for full time or a Wine Country retreat, it's all about the view and the ease of Country Club living at this fabulous 3,932 +/- sq ft, 4 bedroom, 4.5 bath home with soaring ceilings and a generous open floor plan sited on .87 +/- acre. 1137 Castle Oaks lives as a single level with the master suite, formal living and dining, kitchen and great room, guest suite, and powder room on the main floor while the lower level offers an additional 2 bedrooms, including one en suite, 2 bathrooms, and open area office/lounge, perfect for guests and or extended family. Not that you would ever tire of the...
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Posted on 03/29/2020
Things You Can and Cannot Control as a Home Seller
If you've decided to put your home on the market, one important thing to keep in mind is that perception is everything -- or close to it, anyway! The impression you make on prospective buyers can either help seal the deal or break it, depending on whether that impression is positive or negative. The visual aspects of your home...
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